For Farmers, a Little Letter Leads to a Little Money
The US Department of Agriculture (USDA) wanted farmers who are just starting out, run small farms, or are disadvantaged to More
Financial Decision Making
Paving the Way to Loan Repayment
Student-loan balances are ballooning, and many borrowers struggle to keep pace with their loan payments. Loan repayment plans that are More
Extraverted Populations Have Lower Savings Rates
Particular personality traits may have a powerful influence on a country’s economic outlook, according to new research. Across three studies More
Microlending Success Starts with a Smile
The economist Muhammad Yunus was awarded a Nobel Peace Prize in 2006 in recognition for his pioneering work in microlending More
Credit Screenings Lead to Unfair Hiring
Checking up on a job applicant’s financial history has become a common practice in hiring — even for service industry More
Chatting Before Negotiations Benefits Men More Than Women
Psychological scientists find that a bit of schmoozing may help men—but not women—walk away from a negotiation with a better deal, as well as better long-term business relationships. More