Time

Real-Time Data May Be the Best Backseat Driver

New technology is allowing auto insurers to offer insurance models that can use an individual’s real-time driving behavior rather than actuarial tables to help determine their insurance costs. Several major insurance companies now offer Pay-As-You-Drive insurance (PAYD), where insurance fees are directly linked to an individual driver’s real world behavior. More

When Fatigue Boosts Creativity

The Atlantic:  Most people know, instinctively, whether they are morning people or evening people. Some are hit with a wave of dread whenever they hear a stranger’s iPhone clanging out the same ringtone as their morning alarm. Others can be found yawning into their second beer at 10 p.m. on More

The Upside of Waiting in Line

The New York Times: Waiting in line got a bad rap as an ever-present part of the Communist Soviet Union. It could turn out to be a big part of America’s urban future, because some lines are actually useful. To better understand this, consider a contrast between locations. Although I More