Think of time as a set of cyclical experiences instead of a linear goal-oriented approach. That shift in your mindset could end up increasing your short-term personal savings, according to findings published in the journal Psychological Science.
People who think about savings in linear terms may be overly optimistic, assuming they can always save more down the road.
A cyclical mindset, on the other hand, encourages people to think of life as a series of interconnected recurring experiences. As such, the researchers hypothesized that a cyclical mindset should make people less likely to defer saving money by boosting their ability to make concrete plans and decreasing overly optimistic thinking about the future.
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