APS
2025 APS Annual Convention · 2025
Banking on Variability: A Conceptual Replication of the Association between Cognitive Dispersion and Financial Management
- Romeo Penheiro
University of Houston - Andrew Kiselica
Institute of Gerontology - Troy Webber
Department of Psychiatry and Behavioral Sciences - Troy Webber
Michael E. DeBakey VA Medical Center - Troy Webber
Department of Psychology - Jennifer Thompson Kamar
Psychology Department - Jennifer Thompson Kamar
Department of Psychology - Steven Woods
University of Houston
Abstract
We investigated whether fluctuations in cognitive performance (intraindividual variability) impact financial management skills across two samples (N=232). Results showed that greater variability was associated with poorer financial management across multiple measures. Findings suggest that cognitive instability may interfere with daily financial tasks, emphasizing its importance in understanding everyday functioning.
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