APS
29th APS Annual Convention · 2017
Discover Debt: Evaluating the Relationship Between Credit Cards and Impulsivity in College Students
- Matthew Weaver
Mercyhurst University - Emma Preston
Mercyhurst University - Lauren Murphy
Mercyhurst University - Katie Kaminski
Mercyhurst University - Rebecca Haritonovich
Mercyhurst University - Hannah Rea
Mercyhurst University - Michelle Winwood
Mercyhurst University - Jonathon Blazevic
Mercyhurst University - Jordan Kist
Mercyhurst University - Jin Yoon
University of Texas Health Science Center Houston
Abstract
Relationships between impulsivity and credit card usage among college students were assessed. Assessments included a delay-discounting task, the Barratt Impulsivity Scale, and a customized demographic and financial questionnaire. Outcomes showed that students with credit cards are significantly less impulsive than students without, which is most likely due to financial goals.
Consumer
